Tuesday, September 18, 2018

I won a prize!


Search Lotto is a search engines which pays! Once you have completed a qualifying number of searches you get put in a syndicate for a lottery draw. If your numbers come up you win your share of the cash paid into Paypal. So far I have only won small prizes, but you never know what will happen! The search engine is Yahoo based so it works very well and I have always been happy with it and enjoyed the small bonus prizes that I get from time to time. If you want to join then click the picture which will take you to my affiliate link, meaning I will get a free ticket for the draw, thank you.

Tuesday, September 11, 2018

Getting Wealthier



I feel like I am very lucky in that I have gained a lot of financial knowledge over the years. This led me to finding a very good mortgage deal which has allowed me to pay very little interest for a long time (helped by low interest rates). I have also seen that buying lots of things does not bring happiness, only clutter and so am careful with spending and this has left me with extra money too. I am also lucky in that my husband earns well and my children have been brought up not to expect to have everything they wish bought for them. I have been paying into my government pension, building up my premium bonds, my husband has work shares and a work pension. Despite all this growth in wealth, I still feel afraid for the future. I am concerned about not having enough money in retirement, having to sell my house to pay for care for myself or my husband and the costs for the children with regards to university education (if they want to go) what their mortgage rates might be like and how they will afford the inevitable tax rises that will have to come to fun the NHS and care needed by our growing ageing population.

I am trying to provide them with a good financial education and am pleased the more youngsters are getting this in schools (thanks to campaigning by Martin Lewis) and that should help a lot. However, I still worry that even if they are high earners and do not overspend, live in a modest house and save as much as they can, that they will still struggle due to having to pay high taxes. So although, as a family, we are getting wealthier now, I still wonder how we can protect ourselves against the future in more ways than we are doing at the moment.

Saturday, September 01, 2018

YAY - I won Pick my Postcode!

Yay! I won a £10 prize on Pick my Postcode! I promoted them this morning on my Facebook page so maybe they decided to me a good deed! Obviously not, of course, as the draw is completely random but it still feels good! If you want a chance of winner a tenner (or even more!) then it is well worth joining the site. If you are feeling really kind, then please join under my referral code  as that will add to my bonus, which means that if I win another prize I will get a higher payout as my bonus is added onto the prize I win. This happens with some of their prize draws, not sure if it does with the one that I won, I will have to wait and see!

Wednesday, August 08, 2018

DOB Lottery



Some of the free lotteries have been closing down lately which is a shame. There have been problems with some with advertising which has led to alack of funds so they cannot pay the prizes. However DOB lottery shows no sign of this. In fact they have been expanding and now offer three draws rather than one and everything is still free. It is therefore worth having a look to see whether you want to sign up. If you do want to sign up I woudl appreciate you using my referral code - https://doblotto.com/r/7f2be1https://doblotto.com/r/7f2be1 as it will earn me an entry in the monthly draw. If you sign up and then refer friends you will also receive this benefit. I hope that you do enjoy the site and have fun on it.

Tuesday, June 26, 2018

Ways that I earn money

I thought that it might be useful to have a post which shows the places where I make money. I make money in many different ways although the freelance writing is the place tat brings me in the most. I have split them into categories to make it easier:

Cashback - Quidco

SurveysYouGovHiving PanelPure Profile, Viewsbank

Free LotteriesSearch LottoFree Postcode LotteryFree Birthdate Lottery Badger the Button, Rafflemao, Lucky Phone, The Street Lottery, DOB lotteryBig Free Giveaway, Free Cashpot Lottery, My Lucky Patch, Free Emoji Lottery, Win a Dinner, Free Daily Raffle, Free National Lotto

I also make money selling Waterproof Memo Boards, selling my Ebooks and by freelance writing.

I hope that you might decide to try some of these and will have fun and make some money too!




Wednesday, May 30, 2018

Domain Renewal

My domain name is coming up for renewal on this website. I am contemplating whether to keep the website. I have had this site for years and used to be a really good earner for me but has not earned me anything over the last few years. My frugal self wants to save the money and not renew the domain, however a lot of work has gone into this blog over the years and I will lose all of that if I get rid of it. i also know that social media is taking over from blogging and so know that it will be completely useless soon,but I feel I can share more detailed information on the blog compared with social media. I am still pondering and wonder what other people think, whether they are keeping their websites or blogs or switching over completely to social media and also whether people still like reading blogs or prefer to just use social media to find out about things.....

Friday, May 11, 2018

My Finance Books

I thought that it was about time that I posted about the finance books that I have written as they could be really useful to anyone reading this blog. Details of all the books that I have written can be found on my Amazon profile page. However, not all of these books are on a finance theme and so I thought it might be useful to show those here in more detail with links to the specific books. All are available as ebooks on Amazon, Kobo, Barnes and Noble, Scribd and Apple and some of them are also available as paperbacks on Amazon as well. Each picture is a link to the book on Amazon so you can take a look in more detail if you are interested.


Easy money Management by [Henderson, Rachel]

How to Have More Money without Increasing Your IncomeHappy Frugal Families


Happy Frugal StudentHow UK Residents can stop paying US tax when selling ebooks in US using Amazon & Smashwords

Easy Money Management by Rachel Henderson
How to Make More Money Without Increasing your Income by Rachel Henderson
Happy Frugal Families by Rachel Henderson
Happy Frugal Student by Rachel Henderson
Happy Frugal Christmas by Rachel Henderson
How UK residents can stop paying US tax when selling ebooks in US using Amazon and Smashwords by Rachel Henderson