Friday, August 01, 2014

August Earnings

Writing - £152.50

Article Writing - £152.50

Book Sales - £50.46

Amazon - £13.56

Smashwords - £36.90

Other - £94.00

Quidco - £1.00

YouGov - £50

Link Sales - £40.00

Sponsored Reviews - £3.00

Making a Grand Total of £296.96

Tuesday, July 15, 2014

The Growing Costs of Cars

I am constantly surprised by the amount of families that have more than one car. Many people seem to view their transport as essential as feel that they cannot do without it but they are the first to compain about the costs. Buying a car itself is very expensive with the manufacturing costs, the vehicle export rates, salesman fees and everything else, even if you buy second hand they are not cheap. However, it is the cost of running a car that can really add up. Not only is there the increasing price of fuel, there are repair costs and servicing. There is also insurance, tax and MOT and then there are the smaller costs such as car washes, vacuuming and other maintenances.

I manage very well without a car. I can walk everywhere that I need to and there is also public transport near where I live. I admit that I am lucky due to living close good facilities, but when we moved to this house, it was carefully chosen with that in mind and so other people could do the same thing.

Recent Earnings

I am actually surprised at how much my recent earnings have been considering how little work I have been doing. I have been working on a new book, which is selling well as well as spending time watching Wimbledon and painting a bathroom in the house. This has left me little time for finding new work and with the summer holidays coming I decided to only do work for my current customers. This means that there is far less for me to do, probably less than five hours work a week. I will notice the reduction in income, but I would like to spend time working with the children, as they both need to do some catching up with school work and also having fun with them as well. Hopefully it will be worth it and then in September I will be able to take a look at the work that is around again and start to pick up some extra. Hopefully I will be able to work during school time and still be able to fit in time to work with the children.

Monday, July 14, 2014

Helpful Birthday Gifts

It is my husbands birthday today and he has got a Mindstorms robot so that he can learn to program it with the children. It has got me thinking about what to buy for the children when it is their birthday. They will be nine this year, but I have been told by school that my one son needs extra help with his gross and fine motor skills which means that I am thinking of things to get him that might help this. I have been reading up on things and it seems that sports such as climbing and playing with a ball are good for the gross motor skills and so we will be practicing these. However, it seems the fine motor skills are more of a problem because of his handwriting being affected by them. This means that I have been looking in to getting him things which will help with this. This means no only doing handwriting practice but anything that strengthens the muscles in the hands and forearms and needs fine control. I had consudered looking at musician's friend for an instrument which might help him on top of many craft activities that I have organised.

Tuesday, July 01, 2014

June Earnings

Writing - £191.64

Article Writing - £191.64

Book Sales - £27.03

Amazon - £27.03

Other - £6.50

Quidco - £6.36

Search Lotto - £0.14

Making a Grand Total of £225.17

Thursday, June 26, 2014

Getting Great Insurance Deals

It can be so easy to ignore advice about comparing insurance prices and just stick with the company that you always use. However, it is amazing how much money you could actually save if you change the company that you are with. You might find that with some types of insurance the savings are greater than with others.

With life insurance you will find that as you age the cost will go up. There is no getting away form this but it could be that the price will increase less with some companies compared to others and so it is still worth comparing and seeing whether you can do better. The good news about car insurance is that as you age you will find that the premiums go down as drivers tend to be safer as they get older. You may find therefore that when you renew your premium will reduce but you could still find that it is cheaper elsewhere.

It is therefore wise to compare insurance every few years. You may not be wise to go with the cheapest possible company and you need to make sure that you are comparing like for like so that the reason it is cheaper is not because it is given you less for the money. Just make sure that you keep a careful note of what company you are with so that if you do need to make a claim, you know who you need to claim from.

You could save a significant amount of money each year if you can reduce the cost of your life insurance, car insurance, house insurance, contents insurance, pet insurance and health insurance. These savings could mean that you can more easily make ends meet, save more each month or start paying more money in to pension.

Monday, June 16, 2014

I Won a EuroMillions Prize!

I was not sure even whether SearchLotto was a genuine site or not, let alone had any hope that I would win a Lottery prize, but I have!

By completing 25 searches last week, I was rewarded with a free lottery ticket as part of a 20 member syndicate. I was emailed the numbers that had been purchased before the draw and I even checked them and thought that I had only matched one. However, the following day SearchLotto emailed me to say there had been a match of two numbers which meant a £2.80 prize for the syndicate with my share being 14p that would be sent to my Paypal account (it arrived on Saturday with no Paypal fee). Not a life changing prize, but it gave me faith that the site is genuine and that I have a chance of winning.

It is very simple to get involved. You will need to visit the site and register. Make sure that in your account details you put in your Paypal email so that they know where to pay in any prizes. You can also select whether you wish to be entered into the Euromillions or National Lottery draws; it defaults to the National Lottery. You then just use the search engine (which is run on a Yahoo platform) as normal. You need to have 25 qualifying searches to get an entry in the draw. You can only get ten a day and only get allocated a maximum of two tickets a week, although if you have no done enough searches to earn a ticket they get carried across to the next draw. A qualifying search is one where you put in a search term, and click on a link. They have to be two minutes apart and not searches for the same sorts of things all the time as that looks like they are not genuine searched. You do not have to click on the sponsored links unless you are interested in them.

If you go through the Quidco website, once you have done enough searches to get a lottery ticket, then you earn 50p cashback. I have already had mine confirmed.

I have only earned small amounts of money, but it worked out well for me as I was in the mood for gambling but too sensible to waste money and so I managed to make some money without spending any and I had fun doing it too! So why not give it a go and you could end up making a lot more than me! Good luck!

Wednesday, June 11, 2014

Money For Nothing!

It is not quite for nothing of course, but I have found this very easy way to make some extra money. You will not get it that quickly, but if you have a spare few minutes then it is well worth looking at. It is the Quidco No Brainers section. If you are already a Quidco member just go and check them out, otherwise you will need to sign up for an account first which is totally free. Once you are a member you can complete a few easy offers, such as requesting free sim cards or doing insurance comparison quotes and you will start earning money.

Yes, there are many sites like this, but what sets Quidco apart is that it is a cashback site. This means that if you use the links on their site when shopping online you can earn money back when you shop. It is a great way to get some money back, doing something that you normally do with just a few extra mouse clicks. You can even get paid up to £10 for each friend you get to sign up as long as they use it. It is certainly well worth a look. I have already been paid over £600 on the site and although that was over a good number of years, it is still better than nothing, I am sure you will agree!

New Money Making Ideas

The family have decided that they would like to build a garden room. While I like the idea of us being able to relax together in a space away from television and computers, it is a rather expensive project which I have estimated will cost us upwards of £10,000. This is money that I do have saved up to pay off the mortgage but am not keen on spending really. I am very aware that interest rates are likely to rise soon and so the more money I can pay off the mortgage the better. I am also thinking about retirement and the fact that I do not yet have a decent pension unless you count £50 a year from an old work scheme and whatever I might get from the government.

I have therefore been thinking of new ways to make some money. I initially wondered whether gambling or lottery could be a good way, but then I saw sense! I therefore went onto Quidco to see whether there were any free ways to make money and I found one. There is a website where you get credits for using a search engine and when you have made 25 searched in a week (but no more than 10 a day get credited) you get a free lottery ticket as part of a syndicate. I am not sure whether it sounds a bit too good to be true but nevertheless I signed up to Search Lotto to see whether I might be lucky.