I have just been reading a lot of personal finance blogs. They seem to approach the subject from two angles - either making more money or being more frugal. It is interesting that many people do not combine the two.
I understand that if you are in a full-time job which has no commission payments or overtime then it can be tricky to get more money that way. But there are evenigs and weekends where you could be earning some more money.
Even if you are earning more money, it is wise to spend less. As we get more money, we tend to spend more. However, if we need that money to pay off debts, build up our savings or to invest for our retirement then we need to be careful not to spend too much.
It really all comes down to careful planning. Firstly write down your goal and why you want to achieve it. This should help you to focus and new ideas should start to come to you on how to earn more and spend less.