Friday, April 01, 2011

Insurance

I do sometimes worry about insurance and whether we have enough cover. We do have a couple of years worth of spending money which is fairly easy to access and so if one or both of us were out of work we could manage for a while and I keep this instead of having disability insurance or anything like that. However, I do worry about what would happen to the boys if both of us passed away as although the house has quite a bit of equity in it, they would have to sell it and then have no where to live. I do wonder whether we should be paying in to an insurance for them, but I don't know whether it is just better to keep saving instead.

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