At the moment it can be so difficult knowing where to invest your money. You could choose to go with a specialist such as chemical investment banking if you know that the particular area is likely to thrive. It can be difficult to know this though, unless you are an expert in chemical mergers and acquisitions. Of course it may be a field that you work in or that you regularly invest in.
If your financial advisor recommends investing in a specialist area, then it is a good idea to do a bit of research yourself. Although they are the expert, it is useful to have some knowledge yourself, to know what you are getting in to.
It can be a good time to be safe with your money but the big returns only come if you make riskier investments and so you have to decide whether you want to take the risk or not.If you can afford to lose the money, then a risk is probably a good idea but otherwise it is more sensible to be safe. Specialist company investments can be safe or risky and you should be able to assess the risk by doing some research and decide whether this sort of investment would suit you.