Now is the time to start your Christmas shopping for 2012. You may just be relive that the Christmas season is over and be hoping to have a whole 11 months gap before having to worry about it again. however, this is the best time to take advantage of the bargains. Many shops will be selling off their gift wrap and Christmas cards, their Christmas themed gifts and winter stock and you can get it at a fraction of the cost.
Buying now will not only save you money but it will take away some of the stress of buying for next Christmas. Why not take some tips from my Happy Frugal Christmas book while you are at it and challenge yourself to make a massive saving from your Christmas budget next year.