Sunday, April 15, 2012

Utility savings

I have been keeping a chart of how much money I have been saving on my utility bills. I find it really inspires me when I feel cold because the heating is not on very high, as I can see what a financial difference it is making. I need to start saving up to pay off the interest free credit card, as I would rather not have to take the money out of the premium bonds. I also need to start saving up chunks of money to pay off the mortgage. We do still have a significant chunk,. but I aware that if interest rates go up, we will not be able to afford to save so much. I am also aiming to get more income from my business this year and hopefully we will be able to pay off a big chunk of the money that we owe or at least invest it so it is there when we need it.

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