I have been taking a look at ISA's. I could potentially move some of my money in to an ISA account and I could make up to 3% if I choose the right one. Considering I make just over 1% at the moment on my premium bonds, it is something that probably seems like a no brainer. However, there is always that feeling that it could be your turn to win big soon and that if you withdraw your money, you may be guaranteed a certain income each year, but you are turning down the chance to win a million pounds. Odds are small, but there is still always a chance of a big prize, even the £1,000 prize would be significantly higher than 3%.
I think I need to talk things over with my husband. It is his money too and we always make this sort of decision together.