I know that some people are really struggling financially this month. January is a tough time for many people. Obviously the Christmas spending is the big problem but also being paid early in December and getting in to the habit of buying this may not help either.
It is therefore probably best to be very careful with spending in January. I would recommend reading a lot of reviews of items before you buy them such as these Scarlett 18i20 reviews as it will not only delay your spending but also ensure that it is the best way to spend your money. It is also good to set a budget so that you make sure that you are not spending more than you can afford It is worth remembering that after this month things will be easier and so it could be wise to put off some spending until next month.