Tuesday, April 07, 2015

New Beginnings

I always feel like the new tax year is like a new beginning for me. I have an opportunity to earn a nice chunk of money during the year. March is always a high earner for me, I think because people want to spend money at the end of the tax year and also because I am spurred on to get my yearly profits up. I also have a long month as I always include my earnings up until the end of the 5th April in March so that it makes doing my end of year accounts easier. I did those this morning, so I know that I had an unimpressive year earnings wise although I did contribute something and spent quite a bit of time giving the children extra schooling so that was certainly worthwhile. I have plans to buckle down with some hard work once they are back at school until the summer holidays when I will be schooling them again.

I have discovered that I can write articles and then sell them on digital point forums. It does not earn me as much money as when customers request articles but fills in the time between jobs and is quick to do as I can write about whatever I wish. I have one customer that is putting a lot more work my way and with the NASCAR season starting again I write about that for one customer too. Now the weather is better, I also feel more inspired to get fitter so I hope to do more walking as well, which will hopefully give me thinking time to inspire me to write. I must take a note book with me though!

Lastly I will be working hard on cutting unnecessary spending. I have already started using the tumble dryer less and switched our gas and electric supplier to save money. I need to cut down spending on things like magnetic sports bracelets so that I can really work hard on making sure I get my goal of £9,000 paid off the mortgage by the end of the year. It should be doable but I will need to be careful, focussed and work hard. Hopefully I may even be able to pay off more. The aim is to get as much saved up to pay it off as possible, before interest rates go up. With the uncertainty of the election it is hard to predict what might happen especially if a new party get elected and they decide to set the rates instead of leaving the decision with the Bank of England.

Best get working.....!

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