At the moment the pound is dropping in value against the dollar due to the uncertainty of the EU referendum vote. This is something that I plan to take advantage of as most of my payments are in dollars. This change in value of the pound effectively gives me a pay rise and so I will making sure that I cash out and earn as much as I can in order to take advantage of this. I am guessing that the effects will last up until the vote and then what happens after will obviously depend on the result. I assume that things will get more and more uncertain as we get nearer to the voting day on 17th June but to be sure we will all need a crystal ball!